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A woman pays mechanic through a mobile phone transfer

Overcoming under-subscription of welfare programs: Digital solutions to low take-up

Welfare programs are in developing countries can have low coverage as a result of low take-up. One barrier to take up may be the perceived lack of IDs. We explore if digital IDs and payments offer a possible solution.
A person manages book of mobile cash transfers

Incentivizing public sector employees: The role of digital technology in enhancing the carrot and the stick

Employee effectiveness is a key driver of productivity and economic development in the public sector. But how does one motivate public sector employees to perform and deliver services? Understanding what drives these employees to work hard, and how different (dis)incentives can energize (or reduce)...
Two South African youths engaging in online skills training

Reducing labour market information frictions with skill certificates: Evidence from South Africa

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Limited information during a firm's hiring decision or a workseeker's search can lead to "information frictions" that may contribute to the high global youth unemployment rate. In a recently published paper, J-PAL affiliated researchers showed how assessing youth workseeker skills in South Africa...
A woman completes a digital cash transfer

The leaky bucket: Can digitization of social welfare programs reduce leakages?

Corruption and ineffective program implementation often result in leakages, which are particularly concerning when it comes to social welfare programs, including cash transfers. But with rapid technological innovation and increasing connectivity, does digitization have the potential to help reduce...
A close-up of Kodjo Aflagah speaking while sitting at a table.

African Scholar Spotlight: Dr. Kodjo Aflagah

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Dr. Kodjo Aflagah joined the J-PAL Teaching at the Right Level and Digital Identification and Finance Initiative teams, having just completed his PhD in economics at the University of Maryland. His fields of specialization include development economics and applied econometrics, with a particular...
Faith Masekesa presents slides to a lecture hall.

African Scholar Spotlight: Dr. Faith Masekesa

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Dr. Faith Masekesa joined J-PAL Africa as a postdoctoral research fellow to support our administrative data partnership with the City of Cape Town. Her research interests span development economics, econometrics, experimental and behavioral economics, social protection and social policy.
A smiling women speaks on a cell phone in front of an Mpesa stand.

Building back better: Catalyzing digital financial services for women across Africa

The G7 partnership on women's digital financial inclusion in Africa, of which J-PAL Africa’s Digital Identification and Finance Initiative is a participant, recently held its first annual event focused on Catalyzing Digital Financial Services for Women Across Africa: Supporting Recovery, Resilience...
Three people conduct digital cash transfer payments

Reaching the most vulnerable: Can digitization improve social assistance targeting?

Governments around the world rely on social assistance to reduce poverty, but the poorest are often left behind. To what extent can digital identity and payment systems improve targeting of government transfers?