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Sending Reminders to Improve Tax Filing Decisions Among Low-Income Individuals in the United States

John Guyton
Patrick Langetieg
Mark Payne
Brenda Schafer
Michael Sebastiani
This study examines how reminders to file taxes affect tax filing decisions among low-income individuals who did not appear on a filed tax return. The results of two randomized evaluations demonstrate that one-time reminders increase tax filing—both to claim tax refunds as well as to voluntarily pay...

Extending Health Insurance to the Informal Sector Through Microfinance in Nicaragua

Freddy Solis Diaz
Martha Azucena Gonzalez
Laurel Hatt
Mursaleena Islam
This evaluation measured the determinants of insurance enrollment as well as the impacts of having insurance for informal sector workers by randomly varying the costs and convenience of signing up for a government health insurance program available to formal and informal sector workers in Nicaragua...

The Impact of Improved Communication on Cal-Grant Take-Up Rates in the United States

Researchers evaluated the impact of simplified award letters and different framing and messaging on students’ decision-making in their college selection process and uptake of financial aid. Researchers found that notification letters containing simplified and behaviorally informed language increased...

Information and Social Interaction in Savings Decisions in the United States

This evaluation studied the influence of information and social networks on university employees' decisions to enroll in a voluntary Tax Deferred Account (TDA) retirement plan in the United States. The results indicated that an individual’s decision to participate in the TDA is affected by small...