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Displaying 17-24 of 287

Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

The Impact of a Multi-faceted Livelihoods Program on Low-income Households in India

In India, researchers partnered with Bandhan Konnagar to evaluate the impact of a multi-faceted livelihoods program known as the Graduation approach, which aims to encourage occupational change among people living in extreme poverty. The Graduation approach had large and positive effects on economic...

Afghanistan Targeting the Ultra-Poor Impact Evaluation

In Afghanistan, researchers evaluated the impact of a Targeting the Ultra Poor program on poverty reduction. The cost-effective program generated large positive impacts for women participants across key outcomes: consumption, assets, psychological well-being, total time spent working, financial...

Providing Health Insurance through Microfinance Networks in Rural Karnataka, India

Richard Hornbeck
Researchers partnered with SKS Microfinance to measure the impact of bundling a health insurance product with microloan renewals on health insurance take-up, and health care use and spending. They found that the requirement to purchase health insurance substantially reduced microcredit clients’ loan...

Interest Rate Subsidies and Savings Behavior in Kenya

A randomized evaluation in rural Kenya found that offering higher short-term interest rates on a savings account substantially increased bank account use two and a half years for after the promotional rate ended. Offering the interest rate promotion on individual bank accounts also increased...

Increasing Financial Inclusion among Religious Individuals in Jordan

Nour Shammout
Researchers partnered with Tamweelcom, a microcredit institution in Jordan, to estimate the demand for loans that comply with Islamic law (sharia-compliant loans).

Decreasing Mobile Money Vendor Misconduct through Information Sharing in Ghana

In Ghana, researchers evaluated the impact of providing vendors and consumers with information on official mobile money charges and options for recourse for consumers to report being overcharged. The program led to a decrease in misconduct, which in turn facilitated an increase in market activity...

School Fee Loans to Increase Students Educational Outcomes in Uganda

Researchers are evaluating the impact of a digital school fee loan, with and without a direct repayment incentive, on repayment rates, households’ well-being, and students’ educational outcomes.