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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Improving Financial Inclusion and Welfare Outcomes among Women through Savings Groups in Ghana

Researchers partnered with Cooperative for Assistance and Relief Everywhere (CARE) to evaluate the impact of VSLAs on rural households. The promotion of these groups led to an improvement in financial inclusion for participants—including, substantial increases in savings and receiving a loan...

Politicians, Publicly-Released Audits of Corruption, and Electoral Outcomes in Brazil

Taking advantage of a federal anticorruption program that randomly assigned municipalities to be audited, the researchers compared the electoral outcomes for mayors in two randomly selected groups of municipalities: those that were audited before and those that were audited after the 2004 election...

Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

Evaluating the Karnataka Integrated Medical Information and Disease Surveillance System (IMIDSS) in Primary Health Centers in India

Researchers tested whether a monitoring system that recorded employees’ fingerprints at the beginning and end of each day could improve staff attendance and patient health in primary health centers in Karnataka. The monitoring system increased attendance among medical staff, but not doctors, and...

The Value of Communication for Mental Health in Ghana

Re searchers used a randomized evaluation to measure the impact of providing mobile calling credits to low-income adults on well-being outcomes in Ghana. Overall, the mobile credit intervention increased the ability for individuals to meet unexpected communication needs, particularly when delivered...

The Impact of Credit-Scoring on Small and Medium Enterprise (SME) Lending and Performance in the Philippines

Researchers are working with a large bank in the Philippines, using random assignment to offer loans to SME applicants who fall just below the threshold to be automatically approved for a loan. Comparing firms that received the loans to a similar group that did not will allow for a better...

Information Disclosure, Cognitive Biases, and Payday Borrowing in the United States

Adair Morse
Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...