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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Branchless Banking Agents’ Profile, Limitations, and Potential for Agent Network Expansion and Improvement”

Researchers conducted a randomized evaluation in East Java, Indonesia to investigate the impact of the level and transparency of financial incentives on the take-up of these new banking services. They found that larger incentives caused an increase in take-up, but only when the incentives were not...

Digital Credit Literacy Campaign in Malawi

Valentina Brailovskaya
Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Direct Democracy and Local Public Goods in Indonesia

Researchers randomly assigned 49 villages in Indonesia to choose local infrastructure projects through either a direct election or a representative-based meeting. Choosing local infrastructure projects by direct election, rather than through representatives, had a small effect on the types of...

The Role of Incentives in the Distribution of Public Goods in Zambia

In Lusaka, Zambia, researchers compared the effect of financial and non-financial reward schemes on sales of female condoms. They found that non-financial incentives were more effective than financial rewards at motivating hair stylists to sell female condoms to their customers.

Improving Third-Party Audits and Regulatory Compliance in India

Researchers evaluated the impact of a reform to the pollution audit system in India, making auditors more independent, on the truthfulness of their reporting and the behavior of the firms they audited. Increasing their independence made them more likely to report the truth about industrial plants’...

Responses to Degree of Control over Remittances in El Salvador

Researchers partnered with Banco Agrícola to conduct a randomized evaluation that offered a way for Salvadoran migrants to directly channel some fraction of their remittances into savings accounts in El Salvador. Results indicate that a desire for control over remittance uses—in particular the...

The Impact of Sexual Harassment Awareness Training on Attitudes and Norms in India

Karmini Sharma
The researcher evaluated the impact of a sexual harassment training on the incidence of sexual harassment, opposite sex relationships, and attitudes and beliefs towards sexual harassment in India. Overall, the training reduced extreme forms of sexual harassment in the short run and intermediate...

Reducing Barriers to Savings in Rural Malawi

Lasse Brune
Xavier Giné
Researchers analyzed the effect of reducing barriers to saving in rural Malawi on savings behavior, investment in agricultural inputs, and consumption. They found that farmers with access to formal savings accounts preserved greater amounts of savings throughout both the harvest and planting seasons...