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Expanding Financial Access Via Credit Cards: Evidence from Mexico

Sara G. Castellanos
Diego J. Jiménez Hernández
Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

The Effect of Financial Incentives on Elementary School Test Scores in the United States

Researchers studied whether financial incentives offered to elementary school students could increase standardized test scores. Students who were eligible to win gift certificates had higher math scores and read more.

Soft Skills Training for Supervisors to Boost Productivity and Worker Satisfaction in India

Identifying and training effective managers is crucial for improving both firm productivity and worker well-being. Researchers are conducting a randomized evaluation to test the impact of different combinations of managerial screening and training tools on business and worker well-being outcomes.

The Impact of Feedback on University Student Performance in Spain

Ghazala Azmat
Antonio Cabrales
Nagore Iriberri
Researchers shared information on students’ relative academic standing among university students in Spain to evaluate the impact of this information on student performance and satisfaction. Providing students with information on their relative standing led to a short-term decrease in academic...

The Impact of Women’s Employment and Control over Income on Family Planning in Rural India

Urmi Bhattacharya
Lisa Ho
Charity Troyer Moore
In rural India, researchers are testing whether helping women access public employment and receive wages through direct deposit into individual bank accounts can increase their chances of being employed, their control over earnings, and ultimately their family planning decisions.

The Impact of Group-Based Grain Storage Schemes on Farmers’ Savings and Incomes in Kenya

Researchers worked with existing savings clubs in Kenya to study the effect of two interventions on savings: the provision of communal crop storage devices and the provision of savings accounts earmarked for farm purchases. Researchers find that the products were popular: about 56% of farmers took...