Blog

News

Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Cash and Stash: Encouraging Saving at a Check Casher in the United States

Many financial products such as 401k plans have been designed to help US consumers overcome limited self-control and limited attention in order to reach their savings goals. However, reaching low-income consumers with such behaviorally-designed financial products can be difficult. In the Bronx, NY...

Improving Credit Scores with Information in Peru

In Peru, researchers are conducting a randomized evaluation to measure the impact of an SMS reminder campaign on the frequency of credit report checks, credit scores, total debt levels, and interest rates paid on debt.

The Impact of Emergency Cash Assistance in a Pandemic

Pablo Querubin
Researchers conducted a randomized evaluation in Colombia to assess the effects of emergency cash assistance on the well-being of households. Recipients of the UCT experienced improved financial health, food access, and psychological well-being. Colombia’s newly implemented mobile money system...

Encouraging Savings through SMS Messages in the Dominican Republic

There is a growing body of evidence on the efficacy of SMS reminders to encourage banking clients to save more. Researchers in the Dominican Republic partnered with savings and credit institution Banco Unión to conduct two randomized evaluations of tailored SMS reminders.

Decreasing Mobile Money Vendor Misconduct through Information Sharing in Ghana

In Ghana, researchers evaluated the impact of providing vendors and consumers with information on official mobile money charges and options for recourse for consumers to report being overcharged. The program led to a decrease in misconduct, which in turn facilitated an increase in market activity...

The Effects of STEM Summer Programs on College Major, Persistence, and Graduation for Underrepresented High School Students in the United States

Helen Ho
Silvia Robles
Researchers evaluated three STEM-focused summer programs for high school students and found that the programs increased students’ likelihood of attending a highly-ranked university, graduating, and earning a degree in STEM.

Improving Price Negotiations and Profits through SMS-based Agricultural Information for Farmers in India

Bart Minten
Researchers partnered with Thomson-Reuters to evaluate whether receiving information through SMS messages generated economic benefits for farmers in India. Results showed no effect of the intervention on prices, crop losses, or cultivation practices. However, increased access to information seems to...