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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Flexible Repayment Schedules for Dairy Clients in India

This evaluation studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India.

Savings Account Labeling and Financial Literacy Training for Susu Customers

In this evaluation, researchers seek to understand if a purely psychological savings product, which encourages customers to earmark account funds for a specific financial goal, increases savings rates. Preliminary results found that customers with a labeled Susu savings account have more total...

Evaluating Village Savings and Loan Associations in Uganda

Beniamino Savonitto
Bram Thuysbaert
Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Evaluating Village Savings and Loans Associations in Malawi

Beniamino Savonitto
Bram Thuysbaert
In Malawi, researchers are evaluating the effect of membership in a Village Savings and Loans Association (VSLA) on an individual’s financial and social well-being.

Asset-based Microfinance in Pakistan

Faisal Bari
Kashif Malik
In Pakistan, researchers partnered with a microfinance institution to conduct a randomized evaluation to test how larger asset-based loans for purchasing business equipment, combined with flexible repayment options, affected business performance and household well-being. Business owners who received...

Leveraging Social Networks for Job Referrals in India

Many firms rely on social networks to find potential employees, and to find out more information about them. In Kolkata, India, researchers tested whether using social networks for recruitment was an effective strategy for finding highly qualified candidates in a laboratory setting. They found that...

The Impact of Secondary Education on Economic Decision-Making in Malawi

Researchers evaluated whether randomly providing financial support for secondary education could improve economic decision-making in addition to educational outcomes for secondary school students in Malawi. Results show that the intervention improved educational outcomes and economic decision-making...

Improving Financial Access through Microcredit for Women in Mexico

Researchers expanded microcredit offerings in Sonora, Mexico to evaluate the effect of improved credit access on economic and social outcome. They found that microcredit increased access to formal financial services and enabled some businesses to expand, but did not increase household income or...