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The Impact of Credit-Scoring on Small and Medium Enterprise (SME) Lending and Performance in the Philippines

Researchers are working with a large bank in the Philippines, using random assignment to offer loans to SME applicants who fall just below the threshold to be automatically approved for a loan. Comparing firms that received the loans to a similar group that did not will allow for a better...

Maternal Literacy and Participation Programs for Child Learning in India

Researcher evaluated whether mothers’ literacy classes and home-learning participation trainings could improve children’s learning outcomes. The interventions had small positive impacts on mother and child learning levels.

Prompting Microfinance Borrowers to Save in Guatemala

Researchers partnered with the largest public bank in Guatemala to measure the impact of light-touch financial products, such as reminders and suggested ‘default’ savings contribution levels, on the savings behavior of microfinance borrowers. Clients who were prompted to save through default...

Personality Traits and Responses to Persuasive Appeals among Voters in the United States

David Doherty
Conor M. Dowling
Gregory A. Huber
Costas Panagopoulos
Researchers used two randomized evaluations, an online survey and a field experiment, to test how personality traits affect responses to persuasive appeals to vote. They found that individuals with high levels of openness were most responsive to a range of appeals.

The Impact of a Formal Savings Intervention in Sri Lanka

Researchers conducted a randomized evaluation to test the impact of a deposit collection service on the amount of savings and the source of those savings. In a follow-up evaluation, researchers introduced design tweaks to test the impact of reducing collection costs on individuals’ savings behavior...