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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of Defaults and Financial Incentives on Savings Decisions on a Mobile Money Platform in Afghanistan

Joshua Blumenstock
In partnership with a mobile network operator launching a new phone-based savings account, researchers evaluated the role of defaults and financial incentives on savings decisions. Two months after the launch of the phone-based savings account, the company’s employees randomly assigned a default...

The Impact of Gender-Targeted Cash Transfers in North Macedonia

Ingvild Almas
Alex Armand
Valerie Lechene
Researchers conducted a randomized evaluation to test the impact of targeting cash transfers to women on household spending and women’s empowerment. Targeting the cash transfer to mothers increased household spending on food. Women offered the transfers also had stronger measures of empowerment...

Improving Credit Scores with Information in Peru

In Peru, researchers are conducting a randomized evaluation to measure the impact of an SMS reminder campaign on the frequency of credit report checks, credit scores, total debt levels, and interest rates paid on debt.

Encouraging Savings through SMS Messages in the Dominican Republic

There is a growing body of evidence on the efficacy of SMS reminders to encourage banking clients to save more. Researchers in the Dominican Republic partnered with savings and credit institution Banco Unión to conduct two randomized evaluations of tailored SMS reminders.

The Effects of STEM Summer Programs on College Major, Persistence, and Graduation for Underrepresented High School Students in the United States

Helen Ho
Researchers evaluated three STEM-focused summer programs for high school students and found that the programs increased students’ likelihood of attending a highly-ranked university, graduating, and earning a degree in STEM.

Improving Price Negotiations and Profits through SMS-based Agricultural Information for Farmers in India

Researchers partnered with Thomson-Reuters to evaluate whether receiving information through SMS messages generated economic benefits for farmers in India. Results showed no effect of the intervention on prices, crop losses, or cultivation practices. However, increased access to information seems to...