Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 98 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

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The Impact of Conditional Cash Transfers on Child Labor Allocation in Nicaragua

Ximena Del Carpio
Renos Vakis
In Nicaragua, researchers analyzed the impact of a conditional cash transfer program on the distribution of child labor within households. In households that randomly received a conditional cash transfer, older boys and boys who were behind in school spent significantly less time working each week...

Information Disclosure, Cognitive Biases, and Payday Borrowing in the United States

Adair Morse
Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...

Responses to Degree of Control over Remittances in El Salvador

Researchers partnered with Banco Agrícola to conduct a randomized evaluation that offered a way for Salvadoran migrants to directly channel some fraction of their remittances into savings accounts in El Salvador. Results indicate that a desire for control over remittance uses—in particular the...

Saving Incentives for Low and Middle Income Families: Evidence From a Field Experiment with HR Block

William Gale
Peter Orszag
Emmanuel Saez
Researchers tested the influence of the (randomly chosen) rate at which clients were told contributions to their Individual Retirement Arrangements (IRAs) would be matched on the amount contributed to their retirement savings accounts. They found higher matching rates significantly increased IRA...

Unpacking the Links from Financial Education to Financial Behaviors in India

Fenella Carpena
Jeremy Shapiro
Bilal Zia
Researchers conducted a randomized evaluation of a video-based financial education course on participants’ financial behaviors in India to study which components of financial education programs are most effective. While the course alone had no impact on participants’ abilities to carry out financial...