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Marketing Rainfall Insurance in India

Sarthak Gaurav
Jeremy Tobacman
Researchers conducted a randomized evaluation to test the impact of providing financial literacy education alongside various marketing strategies to small-scale farmers in Gujarat, India, on their demand for rainfall index insurance. Financial education had a significant effect on adoption of...

Moving Beyond Conditional Cash Transfers in the Dominican Republic

Greg Fischer
Xavier Giné
In the Dominican Republic, researchers are investigating whether financial education and business training can help recipients of CCTs to manage their own finances and ultimately graduate from the program.

Voting and Habit Formation in the United States

During the 1998 state and federal elections and the 1999 city elections in New Haven, Connecticut, researchers found that face-to-face canvassing and direct mail appeals significantly increased voter turnout not only during the election year but also in the election a year after.

Interest Rate Subsidies and Savings Behavior in Kenya

A randomized evaluation in rural Kenya found that offering higher short-term interest rates on a savings account substantially increased bank account use two and a half years for after the promotional rate ended. Offering the interest rate promotion on individual bank accounts also increased...