Le secteur Finance de J-PAL mesure l’impact de services, produits et procédés financiers novateurs, et vise à établir dans quelle mesure l’accès aux services financiers permet de réduire la pauvreté et de stimuler le développement économique. 


Discussing EduPay with Filipino migrants in Rome, Italy


(Audio) Respect My Remittances

Some £600bn is sent home every year by overseas migrant workers, almost four times more than all the countries of the world combined spend on foreign aid. But far from home, many workers fear their...


Dean Yang

Dean Yang est professeur associé de politiques publiques et d’économie à la Ford School of Public Policy au département d’économie de l’Université du Michigan. Ses domaines d’intérêt concernent les...


Building Stable Livelihoods for the Ultra-Poor

A multifaceted livelihood program that provided ultra-poor households with a productive asset, training, regular coaching, access to savings, and consumption support led to large and lasting impacts...

Hand holds a savings book and cash


Research and Impacts of Digital Financial Services

A new paper describes recent evidence on what works for financial inclusion and identifies products and innovations that address key financial market failures facing poor households.


Savings by and for the Poor: A Research Review and Agenda

This paper lays out five sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor: transaction costs, lack of trust and regulatory barriers,...


Where Credit is Due

Seven randomized evaluations from around the world show that microcredit does not have a transformative impact on poverty, but it can give low-income households more freedom in optimizing the ways...

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Dean Karlan