Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 98 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

Displaying 609-616 of 1266

The Impact of Credit Scores on Lending in Colombia

Ximena Cadena
Alexandra Cristea
Héber M. Delgado-Medrano
Daniel Paravisini
Researchers examined whether small incentives and short-term goals could encourage Colombian loan officers to stop procrastinating. Under the new incentive structure, loan officers spread their work more evenly throughout each month, and they met a much greater percentage of their monthly targets.

Improving Loan Repayment through Positive Incentives in Uganda

Ximena Cadena
Researchers evaluated the effect of (a) simple text message reminders and (b) financial incentives on borrowers' loan repayment. These methods had similarly positive effects, which suggests that the text message reminders may be a more cost-effective intervention. The reminders proved particularly...

Small and Medium Enterprise Financing and Mentoring Services in Emerging Markets in the Dominican Republic

Alejandro Drexler
Greg Fischer
Researchers conducted a randomized evaluation with a bank in the Dominican Republic to compare the impact of two distinct programs: standard accounting training versus a simplified, rule-of-thumb training that taught basic financial heuristics.

Financial Education to Promote Bank Accounts in Indonesia

Thomas Sampson
Bilal Zia
Researchers worked with Bank Rakyat Indonesia and the Microfinance Innovation Center for Resources and Alternatives to measure the impact of incentives and financial education on savings account take-up. Results indicated that the financial education program was not an effective tool for promoting...

Union Leaders and Factory Workers’ Collective Action in Myanmar

Labor movements can improve workers’ lives but face great difficulty in getting workers to agree on common goals and take collective actions. In garment factory workers’ group discussions on minimum wage policies in Myanmar, researchers randomly included union leaders to study whether the presence...

Reducing Price Uncertainty Among Farmers in India

Researchers conducted a randomized evaluation to measure the impact of a crop price awareness program on reducing price uncertainty and promoting forward-looking planting decisions among farmers in India.

The Impact of Conditional Cash Transfers on Child Labor Allocation in Nicaragua

Ximena Del Carpio
Renos Vakis
In Nicaragua, researchers analyzed the impact of a conditional cash transfer program on the distribution of child labor within households. In households that randomly received a conditional cash transfer, older boys and boys who were behind in school spent significantly less time working each week...

Information Disclosure, Cognitive Biases, and Payday Borrowing in the United States

Adair Morse
Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...