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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Effectiveness of Financial Disclosure in the United Kingdom

Paul D. Adams
Stefan Hunt
Redis Zaliauskas
Researchers partnered with financial providers in the United Kingdom to evaluate the effectiveness of various disclosure designs aimed at supporting consumers’ financial decisions across savings products. Although most disclosures increased the number of consumers that switched to higher-yielding...

Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya

Xavier Giné
Researchers evaluated whether a package of services, designed to help link smallholder farmers to commercial banks, retail farm suppliers, transportation services, and exporters, could help small farmers in Kenya adopt, finance, and market export crops, and thus make more income. One year after the...

Small Individual Loans and Mental Health in South Africa

This evaluation examined the direct impact of providing small consumer loans to marginally creditworthy individuals in South Africa on their credit access, investment, and well-being, as well as the profitability of these loans for lenders. Results found approving loans for marginally creditworthy...

Counseling the Unemployed in France (OPP/CVE)

An intensive counseling program for job seekers at risk of long-term unemployment in France helped them find work sooner than the standard low-intensity counseling program, and the counseling was more effective when provided by a public agency than by private contractors.

Examining the Effects of Crop Price Insurance for Farmers in Ghana

Researchers in Ghana introduced financial literacy training and crop price insurance to determine their impact on farmers' willingness to take out loans and make long-term investments. Results show that farmers who received the training and insurance were only slightly more likely to borrow and make...

Evaluating Village Savings and Loan Associations in Uganda

Beniamino Savonitto
Bram Thuysbaert
Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Reducing Energy Consumption and Greenhouse Gas Emissions through Energy Efficient Retrofits: Evidence from Low-Income Households

Researchers evaluated the impact of a residential energy efficiency program on energy savings and carbon emissions in the United States. They found that energy savings equaled only about half of the upfront cost of the program, which were far less than projected.

Constraints to Saving for Health Expenditures in Kenya

Researchers introduced four savings devices to estimate the relative importance of different potential barriers to health savings. Results indicate that just providing a safe place to keep money led to a large increase in health savings. These results suggest that simply labeling funds for a...