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Counseling the Unemployed in France (OPP/CVE)

An intensive counseling program for job seekers at risk of long-term unemployment in France helped them find work sooner than the standard low-intensity counseling program, and the counseling was more effective when provided by a public agency than by private contractors.

Group Versus Individual Liability in the Philippines

Xavier Giné
In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Peer Effects, Alcohol, and College Roommates in the United States

Researchers conducted a randomized evaluation to measure the impact of having a roommate who drank alcohol frequently before college on college students' grade point averages (GPAs). Results show that, while female students' GPAs were not affected by their roommate's drinking prior to college, male...

Using Encouragement to Overcome Psychological Barriers to Saving in Peru

Researchers examined the impact of an initiative to promote savings, through financial incentives, reminders, and messaging, on the savings behavior of the urban poor in Peru. Preliminary results found that the initiative increased the probability that clients reached their savings goals; negatively...