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Displaying 89-96 of 1267

Effects of Student Performance Information on Parental Decision-Making in Malawi

This study evaluated the impacts of information about children’s academic performance on parents’ subsequent investments in their children’s education. Findings indicate that parents’ perceptions of their children’s academic needs tend to be inaccurate, and that providing parents with information on...

Text Messages and Reminders to Save in Ecuador

Miguel Paredes
Dylan Ramshaw
Working with a microfinance institution in Ecuador, researchers investigated whether providing timely reminders to save via text message can help people save more.

Social Incentives and Tax Compliance in Bangladesh

Monica Singhal
Researchers studied the impact of an innovative taxpayer recognition program that appealed to business owners’ desires for social recognition on firms’ value-added tax (VAT) compliance and payment rates in Dhaka, Bangladesh. Preliminary results suggested that in areas where some firms were already...

Opower: Evaluating the Impact of Home Energy Reports on Energy Conservation in the United States

Researchers studied the short- and long-run effects of these reports on electricity use and found that reports reduced energy consumption by about 2 percent across twelve utilities. The reports had the strongest effect in the short-run, but the program had enduring effects among households that were...

Relationship Banking in India

Researchers evaluated whether the intensity of personalized interaction between borrowers and loan officers in India influenced borrowers’ repayment behavior. They found that clients with personal relationship managers at the bank had better repayment behavior but were not more satisfied with their...

Train the Trainer: Promoting Savings by Training Banking Business Correspondent Agents in Andhra Pradesh

Laura Litvine
Santadarshan Sadhu
Researchers are testing the relative effect on knowledge and savings behaviors of training customers through business correspondent agents and giving customers financial information directly, using an innovative mobile-based information platform.

Incentivizing Savings through Default Deposits and SMS Reminders

Claudia Martinez
Esteban Puentes
Researchers are evaluating the impact of default deposits, SMS reminders to save, and short financial training for bank clients in low-income urban areas in Chile on saving and spending decisions.

Reducing Bank Overdraft Usage through Price Discounts and SMS Reminders in Turkey

Researchers evaluated the impact of informational reminders and price discounts on bank clients’ overdraft usage in Turkey. While messages on the availability of overdraft protection services increased usage, messages promoting an overdraft discount actually reduced overdraft usage, potentially...