Evaluations

To better understand the connection between BTB policies and racial discrimination in hiring, researchers tested the impact of applicant race and criminal history on hiring decisions both before and after BTB policies came into effect in New Jersey and New York City. The results confirmed that...

Researchers partnered with Banco Agrícola to conduct a randomized evaluation that offered a way for Salvadoran migrants to directly channel some fraction of their remittances into savings accounts in El Salvador. Results indicate that a desire for control over remittance uses—in particular the...

Researchers tested the influence of the (randomly chosen) rate at which clients were told contributions to their Individual Retirement Arrangements (IRAs) would be matched on the amount contributed to their retirement savings accounts. They found higher matching rates significantly increased IRA...

Researchers estimated the impact of a microcredit program, which was randomly rolled out in rural areas of Morocco. Thirteen percent of the households in treatment villages took a loan, and none in comparison villages did. Among households identified as more likely to borrow, microcredit access led...

Researchers conducted a randomized evaluation of a video-based financial education course on participants’ financial behaviors in India to study which components of financial education programs are most effective. While the course alone had no impact on participants’ abilities to carry out financial...