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The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Consulting and Capital Experiments with Microenterprise Tailors in Ghana

Researchers partnered with the consulting firm Ernst & Young to test whether providing tailors in Accra with individualized consulting, a sizable cash grant, or both can facilitate growth. Initially, tailors experimented with investments and management practices, but most learned overtime that these...

Demand for Nontraditional Cookstoves in Bangladesh

Robert Bailis
Puneet Dwivedi
Lynn Hildemann
In Bangladesh, researchers evaluated how varying husband-wife dynamics, information, and prices could affect purchases of widely available “improved” stoves, which substantially reduce indoor air pollution. They found that women have stronger preferences for improved stoves than their husbands, but...

Afghanistan Targeting the Ultra-Poor Impact Evaluation

Guadalupe Bedoya
Aidan Coville
Mohammad Isaqzadeh
Jeremy Shapiro
In Afghanistan, researchers evaluated the impact of a Targeting the Ultra Poor program on poverty reduction. The cost-effective program generated large positive impacts for women participants across key outcomes: consumption, assets, psychological well-being, total time spent working, financial...

Testing for Peer Screening and Enforcement in Microlending: Evidence from South Africa

In South Africa, researchers evaluated whether people have enough information to identify reliable borrowers among their peers and if they can help enforce loan repayment. They found that when given incentives, peers were not effective at screening for creditworthiness, but they were effective at...