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The Impact of Credit Scores on Lending in Colombia

Researchers used a randomized evaluation to measure the impact of introducing credit scores on lending to small enterprises in Colombia. The adoption of credit scores increased productivity in the loan approval process and improved credit allocation.

Impact of Digital Financial Education and Information Provision on Gender-Based Violence in Colombia

Mathew Bird
Lina Cardona
Pablo Lavado
In Colombia, researchers conducted a randomized evaluation to test the impact of a messaging-based program via WhatsApp focused on financial education, couples’ communication, and information provision on financial capability, women’s empowerment, and intimate partner violence.

Mobile Money and Agricultural Investment in Mozambique

Researchers conducted a randomized evaluation to test the impact of offering interest-paying mobile money saving accounts to farmers, and in some cases farmers’ friends, on their financial behavior such as agricultural investment. Providing farmers access to interest-bearing mobile savings accounts...

The Impact of Incentives and Marketing on Commercial Toilet Use in Kenya

Johann Caro Burnett
Judy Chevalier
Despite expanding access to sanitary options such as community toilets, many individuals, especially in urban slums, continue to practice open defecation. One potential explanation is that open defecation has become an ingrained habit. Applying lessons from psychology and neuroscience, researchers...

Welfare Benefits of Decentralized Solar Energy for the Rural Poor in India

To evaluate the demand for solar electricity, researchers randomly offered solar microgrid connections at different prices to households in rural areas of Bihar, India. Demand for microgrids was highly variable and low when they were offered at market price, likely because there were several other...