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The Impact of Emergency Rental Assistance on Housing Stability during Covid-19 in the United States

Anthony DeFusco
Benjamin J. Keys
Vincent Reina
Researchers leveraged existing randomization to evaluate the impact of ERA programs during the pandemic in four urban areas in the United States on measures of housing stability, financial security, and mental health. Receipt of rental assistance increased rent payment in the short term and modestly...

Combining Microcredit with Health Education in Benin

Bobbi Gray
Bram Thuysbaert
Researchers conducted a randomized evaluation of a bundled microcredit and health education program, delivered both to mixed-gender and female-only loan groups in Benin, to evaluate its impacts on health knowledge, health behaviors, and social outcomes. The integrated package of group microcredit...

Estimating the Impact on the Lender's Bottom Line and Borrowers' Household Welfare of Expanding the Supply of Consumer Credit to the Working Poor in South Africa

Researchers evaluated how microcredit clients in South Africa responded to changes in loan terms. They found that clients adapted both their demand and compliance based on loan terms, and were particularly sensitive to above-average interest rates.