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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Cutting Through the Clutter: Making Insurance Choices Easier in the United States

Jeffrey Kling
Eldar Shafir
Lee Vermeulen
Marian Wrobel
Researchers evaluated the effect of personalized options information on seniors' plan choices. They found that people who received personalized information were more likely to change plans, resulting in an average saving of US$100 per year. This suggests that direct information delivery can decrease...

Expanding Financial Access Via Credit Cards: Evidence from Mexico

Enrique Seira Bejarano
Sara G. Castellanos
Diego J. Jiménez Hernández
Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

Intensive Case Management to Overcome Barriers to Self-Sufficiency in the United States

Researchers are working with the City of Rochester and local social service providers to evaluate the Bridges to Success program, in which participants are paired with mentors who help them move towards economic self-sufficiency.

The Effect of Behavioral Nudges via Mailed Letters on Subsidized Health Insurance Take-up

This study examined the impact of an administrative simplification and a series of behavioral nudges (all via letters sent by mail) on enrollment in subsidized health insurance plans. The administrative simplification, which provided a streamlined path to enrollment, had the largest effect on...