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Cash & Stash: Encouraging Saving at a Check Casher in the United States

Many financial products such as 401k plans have been designed to help US consumers overcome limited self-control and limited attention in order to reach their savings goals. However, reaching low-income consumers with such behaviorally-designed financial products can be difficult. In the Bronx, NY...

Capacity-building with small and medium enterprises for emissions reductions and firm growth in Türkiye

Researchers are conducting a randomized evaluation to test the impact of emissions reductions-focused loan support to small and medium firms in Türkiye on reducing these firms’ greenhouse gas emissions and protecting firm growth.

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Improving Credit Scores with Information in Peru

In Peru, researchers are conducting a randomized evaluation to measure the impact of an SMS reminder campaign on the frequency of credit report checks, credit scores, total debt levels, and interest rates paid on debt.

Encouraging Savings through SMS Messages in the Dominican Republic

There is a growing body of evidence on the efficacy of SMS reminders to encourage banking clients to save more. Researchers in the Dominican Republic partnered with savings and credit institution Banco Unión to conduct two randomized evaluations of tailored SMS reminders.

The Effects of STEM Summer Programs on College Major, Persistence, and Graduation for Underrepresented High School Students in the United States

Helen Ho
Researchers evaluated three STEM-focused summer programs for high school students and found that the programs increased students’ likelihood of attending a highly-ranked university, graduating, and earning a degree in STEM.

The Impact of Advanced Payments on Farmer Welfare and Company Profitability in Zambia

Gunther Fink
Researchers are adapting and scaling this seasonal credit product in partnership with a private sector company to evaluate the impact on household wellbeing, consumption patterns, wages, and company profitability in Zambia’s Lusaka, Central, Southern, and Eastern provinces.