Blog

News

Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Information Disclosure, Cognitive Biases, and Payday Borrowing in the United States

Adair Morse
Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...

Providing Credit Information to Borrowers to Improve Repayment in Guatemala

Researchers ran a large randomized credit information training program that described the existence and workings of the bureau to the clients of this lender. The results indicate that the credit bureau generated large efficiency gains for the lender, and that these gains were augmented when...

Secured Transaction Reform to Increase Access to Capital for Small and Medium Enterprises in Colombia

Entrepreneurs in developing countries face a number of barriers to expanding their businesses and employing more workers, including limited access to credit and other financial services. In Colombia, researchers are investigating whether a regulatory reform that allows small and medium enterprises...

The Effectiveness of Encouraging Voter Participation by Inducing Feelings of Pride or Shame

Tiffany C. Davenport
Christopher Larimer
Christopher B. Mann
Costas Panagopoulos
Researchers evaluated whether disclosure of past voting participation had a stronger impact on turnout when it reminded voters of instances in which they previously voted or of instances in which they failed to vote. The results suggest that mailings disclosing past voting behavior had strong...

Combating Vote-Selling in the Philippines

Allen Hicken
Stephen Leider
Nico Ravanilla
Vote-buying and vote-selling can obstruct the democratic process, yet they remain pervasive in many developing democracies. Researchers asked voters in the Philippines to make a simple, unenforceable promise not to accept money from politicians or to promise to vote according to their conscience...

Learning the Value of Education on Investment in Education in the Dominican Republic

Lucas Coffman
Ryan Cooper
Daniel Morales
How important are the returns to education in determining schooling decisions? Do students have accurate information about these returns when they choose whether to continue schooling? In partnership with the Ministry of Education in the Dominican Republic, researchers are evaluating the impact of...

Personalizing Information to Improve Retirement Savings in Chile

Olga Fuentes Contreras
Julio Riutort
F_lix Villatoro
Researchers partnered with Chile’s national pension authority to evaluate the effect of personalized versus generic information, delivered via self-service kiosks at government offices, on long-term savings. People who received personalized information increased their voluntary contributions in the...