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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Interest Rate Sensitivity Among Village Banking Clients in Mexico

Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico. Lower interest rates led to an increase in the number of loans issued, loan amounts, and new borrowers but did not increase profits in the short...

Improving Student Learning through Classroom Technology Adoption in Pakistan

Waqas Halim
Umar Saif
Researchers partnered with the Government of Pakistan to conduct two parallel randomized evaluations to test the impact of providing supplemental teaching materials on the quality of student learning and teachers’ effectiveness. Overall, the eLearn Classroom intervention improved student achievement...

Flexible Repayment Schedules for Dairy Clients in India

This evaluation studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India.

Enabling Young Readers: A Primary School Reading Program in the Philippines

Ama Baafra Abeberese
Todd Kumler
Researchers evaluated a 31-day read-a-thon where students were encouraged to read as many books as possible through daily reading activities in school, such as storytelling sessions, reading games, and posters that display each class’s progress. Overall, the results suggest that encouraging an...

The Impact of Secondary Education on Economic Decision-Making in Malawi

Syngjoo Choi
Hyuncheol Bryant Kim
Booyuel Kim
Researchers evaluated whether randomly providing financial support for secondary education could improve economic decision-making in addition to educational outcomes for secondary school students in Malawi. Results show that the intervention improved educational outcomes and economic decision-making...

Military Conscription and Crime in Argentina

Researchers evaluated the effect of Argentina’s lottery-based conscription on draftees’ criminal activity. They found that conscription increased crime rates among draft-eligible Argentinians, especially those serving longer or during times of war.

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Evaluating Village Savings and Loans Associations in Malawi

Beniamino Savonitto
Bram Thuysbaert
In Malawi, researchers are evaluating the effect of membership in a Village Savings and Loans Association (VSLA) on an individual’s financial and social well-being.