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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Marketing Effects in a Consumer Credit Market in South Africa (Pricing the Effect of Psychological "Features")

Working closely with a highly profitable consumer lender in South Africa, researchers sought to determine the effects of advertising content, price, and offer deadlines on loan take up. They found the marketing had significant effects on loan take up, but not on loan amount or default rates. Clients...

Interest Rates, Loan Maturity and Demand for Microfinance Loans in South Africa

Researchers tested the assumption of price inelastic demand using a randomized evaluation in South Africa. The results suggest that the demand curves were downward sloping, and steeper for price increases relative to the lender’s standard rates. Researchers also found that loan size was far more...

The Impact of Doubling Teacher Salary on Student Performance in Indonesia

Researchers examined the impact of doubling teacher salary on student and teacher performance in Indonesia. This intervention had some positive effects on teachers: they reported higher levels of satisfaction with their jobs and less financial stress and were less likely to have a second job...

Improving Immunization Rates Through Regular Camps and Incentives in India

In rural Rajasthan, India, researchers evaluated whether improving access to vaccines via immunization camps could increase immunization rates, and whether additionally offering a non-financial incentive such as lentils could further increase rates. They found that providing incentives alongside...

Improving Loan Repayment through Positive Incentives in Uganda

Ximena Cadena
Researchers evaluated the effect of (a) simple text message reminders and (b) financial incentives on borrowers' loan repayment. These methods had similarly positive effects, which suggests that the text message reminders may be a more cost-effective intervention. The reminders proved particularly...

Scaling Up Male Circumcision Programs: Demand Responses to Prices and Information

Jobiba Chinkhumba
An evaluation of a voucher program in urban Malawi found that providing information and reducing the price of circumcision only slightly increased take-up.

Effects of Replicating Charter Schools in Boston, Massachusetts

Researchers studied a policy reform in Boston, Massachusetts, that allowed effective charter schools to replicate their school models at new locations. Results showed that charter schools reproduced their effectiveness at new campuses by following similar sets of standardized protocols...

Can Lotteries Help Prevent HIV Among Youth? Evidence from Lesotho

Researchers conducted a randomized evaluation to test the impact of lottery-based financial awards given to young individuals who tested STI-negative on their likelihood of contracting HIV and engaging in risky sexual behavior. The intervention provided frequent rewards at short intervals to bring...