Evaluations

Many financial products such as 401k plans have been designed to help US consumers overcome limited self-control and limited attention in order to reach their savings goals. However, reaching low-income consumers with such behaviorally-designed financial products can be difficult. In the Bronx, NY...

In the United States, many people who are eligible for social and economic benefits do not claim those benefits. Researchers partnered with the U.S. Internal Revenue Service (IRS) to test the effectiveness of different messages to taxpayers designed to encourage them to claim certain tax benefits.

Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

Through a randomized evaluation, researchers examined the effects of partisan mail campaigns on voter turnout in state and municipal elections in Connecticut and New Jersey. Results indicate that partisan direct mail campaigns do little to stimulate voter turnout.

Researchers evaluated the impact of exposure to and incentives to consume discordant media on political attitudes and behaviors in Turkey. Participants changed their media consumption habits, trusted discordant media sources more, and had less polarized attitudes towards the government, but did not...

Researchers evaluated the impact of randomly varied information about candidates’ political connections on voters' beliefs and self-expressed support in the context of a 2015 local election in Sargodha, a district in rural Pakistan. Providing information on candidates’ connectedness increased voters...

Researchers analyzed the introduction of microcredit programs in parts of rural Ethiopia to evaluate the effect of improved credit access on economic and social outcomes. They found that introducing microcredit programs increased the frequency of borrowing and amount borrowed by rural households in...

Researchers evaluated the impact of cognitive behavioral therapy (CBT) and cash transfers on functional impairment (or difficulty performing daily tasks), depression, and food security among adults 55 and older living alone in Tamil Nadu, India. At a three-week follow-up, cash transfers improved...