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Information Campaigns to Increase Mobile Banking Adoption in Ghana

In Ghana, researchers worked with a bank that provides services to low-income customers with limited access to mainstream banking to evaluate the impact of sending pre-recorded informational voice calls and text messages on the adoption of mobile banking. Clients that received messages encouraging...

The Impact of Emergency Rental Assistance on Housing Stability during Covid-19 in the United States

Anthony DeFusco
Benjamin J. Keys
Vincent Reina
Researchers leveraged existing randomization to evaluate the impact of ERA programs during the pandemic in four urban areas in the United States on measures of housing stability, financial security, and mental health. Receipt of rental assistance increased rent payment in the short term and modestly...

Formal Rainfall Insurance for the Informally Insured in India

Mark Rosenzweig
Researchers conducted a randomized evaluation to test how informal insurance within Indian sub-castes affected the demand for formal rainfall insurance, and subsequent risk-taking among households employed in agriculture. Informal insurance both increased and decreased the demand for formal rainfall...

Local Leadership and the Voluntary Provision of Public Goods in Bolivia

María P. Recalde
Researchers used a randomized evaluation to test how local leaders influence the voluntary provision of public goods. They solicited contributions for environmental education books, which all members of the community would be able to access, and varied whether leaders made public contributions. They...

The Impacts of Computer-Based Individualized Instruction on Math Learning in India

Andreas de Barros
Alejandro Ganimian
In partnership with an education assessment firm, researchers conducted a randomized evaluation to isolate the impact of computer-based individualized instruction in India. After nine months, lower-performing students in grades six to eight learned 22 percent of a standard deviation more in math if...

The Oregon Health Insurance Experiment in the United States

Heidi Allen
Mira Bernstein
Jonathan Gruber
Joseph P. Newhouse
Eric Schneider
Jae Song
Sarah Taubman
Bill Wright
Alan Zaslavsky
In a series of evaluations, researchers took advantage of a lottery that gave low-income uninsured adults the chance to apply for Medicaid in the United States to examine the impact of health insurance on these outcomes over the first two years.