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Researchers investigated whether a financial literacy program improved financial knowledge and practices, and increased financial service use among low-income individuals in South Africa. Offering a training improved knowledge about budgeting, increased self-reported savings, and reduced loan...

Researchers measured the impact of a government apprenticeship program for youth in Ghana on wages, employment, skills, fertility, migration, and other outcomes. The results suggest that apprenticeship programs can provide youth with skills and transition them into self-employment.

Kindergarten education is vital for a child’s success in primary school and later in life. However, kindergarten enrollment rates of children from ethnic minorities remain low. Researchers measured the impact of providing incentives and information about the importance of early education on the...

In the United States, researchers evaluated the social welfare impacts of one very popular nudge to decrease energy consumption—Home Energy Reports (HERs). While they found that the HERs increased social welfare overall, these gains were far less than those reported by previous evaluations that did...

Researchers partnered with a large sugar cane company to see if delaying the premium payment until after the harvest would increase farmers’ demand for insurance. Researchers found that farmers were much more likely to purchase insurance when the payments were delayed until after the harvest.