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Researchers in Ghana introduced financial literacy training and crop price insurance to determine their impact on farmers' willingness to take out loans and make long-term investments. Results show that farmers who received the training and insurance were only slightly more likely to borrow and make...

Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Researchers evaluated the impact of a residential energy efficiency program on energy savings and carbon emissions in the United States. They found that energy savings equaled only about half of the upfront cost of the program, which were far less than projected.

Researchers introduced four savings devices to estimate the relative importance of different potential barriers to health savings. Results indicate that just providing a safe place to keep money led to a large increase in health savings. These results suggest that simply labeling funds for a...

Researchers evaluated the impact of a program aiming to develop the autonomy and decision-making skills of young people interested in starting a company or organization. They found that the program had positive impacts on the employment status, income, and overall confidence of the participants.

Researchers randomly evaluated whether well-timed access to credit would allow maize farmers in Kenya to make better use of storage and sell their output at higher prices. The loan offers allowed farmers to store more maize and earn higher revenues, with larger revenue impacts for farmers granted...

Supporting women’s empowerment, the ability for women to control their resources and make their own choices, is a common policy goal both as its own outcome and as a vehicle to drive other change like improving children’s health and education. Many empowerment programs have targeted women’s income...

Researchers examined the effects of free savings account access on savings account use, indebtedness, consumption, and well-being. Easy access to savings accounts reduced participants’ reliance on borrowing, helped them manage fluctuations in income, and increased their self-reported well-being.