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Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its impact on credit card demand, overall indebtedness, and borrowers’ ability to pay. They found that following the rate hike, subprime borrowers who appeared to be more...

Researchers conducted a randomized evaluation to test the impact of financial incentives on the take-up of energy-efficient smart meters and subsequent energy use in partnership with British Gas. While offering incentives increased smart meter adoption, customers did not reduce their energy...

Researchers partnered with a Protestant church district in metropolitan Bavaria, Germany, to conduct a field experiment to reveal taxpayers’ motivations to comply with a local church tax. Researchers found that simplifying the tax notification, highlighting the possibility of tax enforcement, and...

Researchers evaluated the impact of exposure to and incentives to consume discordant media on political attitudes and behaviors in Turkey. Participants changed their media consumption habits, trusted discordant media sources more, and had less polarized attitudes towards the government, but did not...

If disadvantaged students lack information about their educational opportunities after high-school and the academic preparation they need to succeed in top universities, they may be less likely to apply to and attend these universities. Researchers tested the impact of a program that connected...