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Leveraging Government Transfers to Offer Low-Risk Microcredit in the Dominican Republic

Despite the initial promise of microcredit, randomized evaluations have found at best modest effects of microloans on poverty. Digitized payments from government cash transfer programs provide a unique opportunity to offer microcredit while addressing some of its shortcomings, potentially reducing...

Biased Beliefs and the Dynamic Role of Information in College Choice in Chile

Researchers are conducting a randomized evaluation in Chile to study the impact of altering high school students’ beliefs about the returns of college degrees on their decisions to invest in college preparation and which program they choose.

Increasing Access to Infrastructure and Property Values through Urban Investment in Mexico

Researchers evaluated the impacts of a $68 million infrastructure investment program in Mexico on urban residents’ access to infrastructure, property values, private investment, moving rates, and community cohesion. The study found that access to infrastructure and property values improved in...

Graduating Low-Income Households in Honduras

Bram Thuysbaert
To test this theory, researchers in six countries evaluated a multi-faceted approach aimed at improving long term income of low-income households. They found that the approach had long-lasting economic and self-employment impacts and that the long-run benefits, measured in terms of household...

Encouraging Savings through SMS Messages in the Dominican Republic

There is a growing body of evidence on the efficacy of SMS reminders to encourage banking clients to save more. Researchers in the Dominican Republic partnered with savings and credit institution Banco Unión to conduct two randomized evaluations of tailored SMS reminders.

Impact of Covid-19 Stimulus Packages on Small and Medium Enterprises in Chile

Researchers are conducting a randomized evaluation to test the impact of Chile’s economic stimulus package on the profits and survival of SMEs.