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Researchers tested two features of these contracts, repayment frequency and the time of the first repayment, to determine if characteristics of the loan contract affect borrowers’ repayment behavior and the types of investments they make. They found that less frequent repayments did not increase...

In Colombia, researchers evaluated the impacts of a national computer distribution program (Computers for Education) on student test scores, time spent on learning, and attitudes towards education. The program had no effect on math or Spanish test scores, hours of study, or perceptions of school...

In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.

In this randomized evaluation in Romania, researchers compared the roles of preferences and information in households’ decision-making, with regard to high school selection. Results suggest that households provided with information on school quality tend to choose schools that have a greater...

Researchers are evaluating the effect of an ownership assistance program on residents’ income, assets, and general financial behavior.

In Uganda, researchers evaluated the effect of standardized business skills training on business performance as compared to more personalized mentoring services.

In Ghana, researchers worked with a bank that provides services to low-income customers with limited access to mainstream banking to evaluate the impact of sending pre-recorded informational voice calls and text messages on the adoption of mobile banking. Clients that received messages encouraging...

In India, a biometrically authenticated payment system reduced corruption and substantially improved the delivery of government social assistance programs despite partial implementation.