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Assessing the Effectiveness of Alternative Text Messages to Improve Collection of Delinquent Fines in the United Kingdom

Rory Gallagher
Laura Haynes
Peter John
David Torgerson
The collection of delinquent fines is a massive public administrative challenge. In the United Kingdom for instance, unpaid court fines amounted to more than £600 million in 2011. Managing noncompliant accounts and dispatching bailiffs to collect fines in person is costly. Researchers used a...

The Use of Nonbinding Contribution Suggestions for a Charitable Fundraising Scheme in Germany

Maja Adena
Steffen Huck
Researchers randomized the suggested contribution in a fundraising appeal sent to patrons of the Bavaria State Opera (Germany). They found that the suggestions increased the average donation while decreasing the participation rate, resulting in no significant change in the average return per mailing...

The Impact of a Financial Literacy Program in South Africa

Christian Salas Pauliac
Veronica Postal
Bilal Zia
Researchers investigated whether a financial literacy program improved financial knowledge and practices, and increased financial service use among low-income individuals in South Africa. Offering a training improved knowledge about budgeting, increased self-reported savings, and reduced loan...

Returns to Apprenticeship Training in Ghana

Researchers measured the impact of a government apprenticeship program for youth in Ghana on wages, employment, skills, fertility, migration, and other outcomes. The results suggest that apprenticeship programs can provide youth with skills and transition them into self-employment.