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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of Framing Information on Life Annuity Investments in the United States

Jeffrey Brown
Jeffrey Kling
Marian Wrobel
Researchers evaluated the effect of the framing of potential investment options on people's investment in life annuities. They found that individuals were more likely to prefer an annuity when their options emphasized future consumption, rather than framing options in terms of investments. These...

Balancing Health Benefits and Risks of ACT Subsidies in Kenya

Researchers distributed vouchers for antimalarial drugs and malaria rapid diagnostic tests, redeemable at four local drug shops in Western Kenya. Taking some subsidy money away from antimalarial drugs and putting it towards subsidizing and promoting rapid diagnostic testing could improve targeting.

Community Based Strategies to Reduce Maternal Mortality in Northern Nigeria

Jessica Leight
Vandana Sharma
In northern Nigeria, researchers evaluated the impact of three community-based interventions designed to enhance uptake of maternal and child health services: a community health worker program, health educators with the provision of safe birth kits, and health educators with community dramas. While...

Increasing Savings and Reducing Credit Card Reliance among Low-Income U.S. Households

Researchers conducted a randomized evaluation to investigate the demand for commitment savings products or financial counseling, and the impacts these products and services have on savings, among a sample of low- and moderate-income credit union members in New York City.

Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...

The Impact of Unconditional Cash Transfers on Consumption and Household Balance Sheets in the United States

David E. Broockman
Patrick Krause
Elizabeth Rhodes
Researchers conducted a randomized evaluation testing the impact of monthly cash transfers of $1,000 to low-income individuals in Texas and Illinois on household expenditures, debts and assets, and financial health. The study found that receiving the cash transfer increased spending by $310 per...

The Use of Self-Help Groups as a Savings Commitment Device in Chile

Felipe Kast
Stephan Meier
Researchers in Chile compared the effects of self-help peer groups and text-message feedback on entrepreneurs’ ability to make regular deposits into a savings account. Receiving feedback by text message increased savings by almost as much as being a member of a self-help group, suggesting that the...

Getting Out the Vote in Local Elections in the United States

David W. Nickerson
Researchers examined the impact of door-to-door canvassing on voter turnout in the 2001 local elections in six US cities. The results indicate that voters who were contacted by canvassers were significantly more likely to vote in a wide variety of settings.