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Default Effects and Follow-On Behavior: Evidence From An Electricity Pricing Program

Researchers partnered with the Sacramento Municipal Utility District in California to evaluate the effects of a variety of enrollment schemes in time-varying pricing plans on electricity consumption. Results show that households which were enrolled in time-varying pricing plans by default tended to...

Impact of Loans and Grants on Microenterprise Growth in Egypt

Mohamed El Komi
In partnership with three microfinance institutions (MFIs), researchers conducted a randomized evaluation to measure the impact of providing loans, cash grants, or in-kind grants on microentrepreneurs’ business decisions, outcomes, and overall welfare. All three types of capital assistance led to...

The Impact of a Digital Credit for Small-Scale Farmers in Ghana

Researchers are evaluating the impact of an innovative mobile phone-based digital finance program on loan repayment rates, investment decisions, savings, and use of other financial services, as well as agricultural yields and profits.