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Encouraging Savings through SMS Messages in the Dominican Republic

There is a growing body of evidence on the efficacy of SMS reminders to encourage banking clients to save more. Researchers in the Dominican Republic partnered with savings and credit institution Banco Unión to conduct two randomized evaluations of tailored SMS reminders.

Impact of Covid-19 Stimulus Packages on Small and Medium Enterprises in Chile

Researchers are conducting a randomized evaluation to test the impact of Chile’s economic stimulus package on the profits and survival of SMEs.

Measuring the Economic Returns to Street Paving in Mexico

Climent Quintana-Domeque
Many urban areas in developing countries lack basic services such as piped water, electricity, sewage lines, and paved roads. Researchers analyzed the effect of paving streets in residential areas in Mexico on the living standards of adjacent households. Street paving increased property values...

Are Information Disclosures Effective in the Credit Card Market? Evidence from Mexico

Alan Elizondo
Eduardo Laguna-Müggenburg
Researchers tested the effect of seven different information disclosure messages on credit card clients of a large Mexican bank and found that non-standard information disclosures reduced debt levels and lowered delinquency more effectively than legally mandated disclosures.

Improving Security through Concentrated Policing in Bogotá, Colombia

Daniel Mejia
Daniel Ortega
In Bogotá, Colombia, researchers partnered with the city to measure the impact of either concentrated policing, increased municipal clean-ups, or both on crime reduction and displacement. The evaluation found that the two approaches reduced crime on targeted streets when implemented together, but...

The impact of an online entrepreneurial mindset training for youth in Ecuador

Guido Buenstorf
Diego d'Andria
Francisco Flores
David McKenzie
Mathis Schulte
Thomas Åstebro
Recent studies have shown that a psychology-based entrepreneurial mindset training can have promising effects on business outcomes. In Ecuador, researchers are evaluating whether these skills can be taught at scale and online by testing the effects of an entrepreneurial mindset training program on...

Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...