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Credit with Health Insurance: Evidence from the Philippines

Researchers are examining the impact of offering health insurance through a microfinance institution on clients’ health behaviors and health outcomes, as well as on the institution’s profit, client retention, and default rates.

The Effectiveness of Financial Disclosure in the United Kingdom

Paul D. Adams
Stefan Hunt
Redis Zaliauskas
Researchers partnered with financial providers in the United Kingdom to evaluate the effectiveness of various disclosure designs aimed at supporting consumers’ financial decisions across savings products. Although most disclosures increased the number of consumers that switched to higher-yielding...

Applying Behavioral Insights to Improve Tax Enforcement in Poland

Nina Mazar
Roberto Claudio Sormani
In partnership with the Polish Tax Office, researchers conducted a nation-wide randomized evaluation to test the impact of sending tax enforcement letters with behavioral messages on tax compliance among delinquent taxpayers. The results indicate that behavioral letters significantly improved tax...

Primary Education Management and Test Scores in Madagascar

Cornelia Jesse
Gerard Lassibille
Trang Nguyen
Jee-Peng Tan
Researchers analyzed outcomes from a previously conducted randomized evaluation to assess the impact of large primary school management reforms in Madagascar on student test scores, and if impacts varied by type of teacher. Results show that the management reforms did not have any impact on student...

Reducing Formalization Costs for Small Businesses in Colombia

Camila Navajas Ahumada
Marcela Meléndez
In the context of a recent government policy that reduced costs of formalization, researchers provided information on the formal entry process through workshops and personalized visits to determine the impacts of information on firms’ decision to formalize.