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Researchers partnered with a large Indonesian Islamic bank to evaluate the impact of sending moral appeals in reminder text messages to late-paying credit card holders. Messages stating that non-repayment of debts by someone who is able to repay is an injustice increased the number of clients...

Researchers in Indonesia compared the effectiveness of two methods of identifying the low-income households: a community method where villagers ranked households according to perceived wealth, and a proxy-means test which relied on measures of consumption and assets. The community methods of...

Researchers examined the medium-term impacts of a large-scale CCT program on health, education, and economic outcomes in Indonesia. Six years following the introduction of cash transfers, the program resulted in reductions in stunting, increased rates of childbirth in the presence of trained birth...

International remittances are an important financial tool for many developing countries, and many organizations offer financial products or financial education services to help families manage the remittances they receive. Researchers provided families with financial products and financial education...

Researchers conducted a randomized evaluation to test whether encouraging entrepreneurs to raise their aspirations helped them improve their financial decisions and outcomes. The aspirations training led individuals to set higher savings goals, but most participants failed to achieve their goals.

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...

Researchers partnered with the Government of Indonesia to measure the impact of replacing the delivery of their food assistance program from in-kind transfers to electronic vouchers on household welfare. The reform was more effective in delivering assistance to targeted beneficiaries and helped...