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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines

In “the text message capital of the world,” the Philippines, researchers tested the effect of text message reminders on client repayment rates. In contrast with previous research, they found that text message reminders did not increase repayment on average. Yet for repeat borrowers, who had known...

The Impact of Emergency Cash Assistance in a Pandemic

Pablo Querubin
Researchers conducted a randomized evaluation in Colombia to assess the effects of emergency cash assistance on the well-being of households. Recipients of the UCT experienced improved financial health, food access, and psychological well-being. Colombia’s newly implemented mobile money system...

Microfinance to Increase Agricultural Technology Adoption among Rural Farmers in India

Christopher Robert
Researchers evaluated the expansion of a rural financial services provider in Tamil Nadu, India in order to understand how access to financial services, information, and exposure to risk affect technology adoption and well-being among farming households.

Decreasing Mobile Money Vendor Misconduct through Information Sharing in Ghana

In Ghana, researchers evaluated the impact of providing vendors and consumers with information on official mobile money charges and options for recourse for consumers to report being overcharged. The program led to a decrease in misconduct, which in turn facilitated an increase in market activity...

School Grants and Parents' Education Spending in India

Pramila Krishnan
Venkatesh Sundararaman
Researchers studied how a school grant program affected learning outcomes and household spending. After the first year of the grant program, students in treatment schools performed significantly better than those in comparison schools, but by the end of the second year, there was no detectable...

Improving Targeting of a Conditional Cash Transfer Program in Indonesia

Vivi Alatas
Ririn Purnamasari
Matthew Wai-Poi
Researchers conducted a randomized evaluation with the Indonesian government that compared self-targeting to automatic screening in the context of a conditional cash transfer program. Requiring households to apply for a cash transfer program in Indonesia discouraged rich households from seeking out...

Positive Psychology for Psychological Well-Being and Decision-Making in Kenya

In Kenya, researchers conducted a randomized evaluation to test the impact of a light-touch positive psychology intervention on psychological well-being and economic decision-making for low-income populations. The intervention had a positive impact on gratitude; however, it had no significant...