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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Group Versus Individual Liability in the Philippines

Xavier Giné
In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Measuring the Impact of Microcredit on Borrowing and Business Outcomes in the Philippines

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

Limited Insurance Within the Household in Kenya

Jonathan Robinson
Researchers examined whether intra-household risk-sharing mechanisms such as financial transfers between spouses operate efficiently in Western and Nyanza Provinces of Kenya and found that intra-household insurance to protect against economic shocks was inefficient among daily income earners.

An Entrepreneurial Model of Community Health Delivery in Uganda

In Uganda, an incentivized community health promoter program increased health care access, knowledge, and health-promoting behaviors among households, leading to a 27 percent reduction in child mortality.

The Impact of Risk Information on Adolescent Sexual Behavior and Knowledge in Cameroon

Elise Huillery
Juliette Seban
In Cameroon, researchers evaluated the impact of various HIV prevention interventions delivered through schools on girls and young women’s exposure to risk. The interventions decreased the incidence of pregnancy (a marker for unprotected sex) in the following nine to twelve months by over 25 percent...

The Impact of Alternative Fundraising Schemes on Charitable Giving in Germany

Steffen Huck
Andrew Shephard
Researchers partnered with the Munich Opera House to conduct a randomized evaluation measuring the impact of a large-scale mail fundraising scheme on the frequency and amount of donations. While neither the presence of a lead donor nor differences in matching schemes affected the response rate to...

Using Alarm Boxes to Combine Commitment and Reminders for Savings in Bolivia

In Bolivia, researchers investigated whether alarm boxes, designed to both remind people to save and to keep their savings safe, could have an effect on savings rates among microfinance clients.

Smoothing the Cost of Education: Micro-Savings in Ugandan Primary Schools

In Uganda, researchers tested whether a school-based savings program reduced dropout rates by enabling students and their families to save for school-related expenses. A version of the program that labeled savings for educational purposes, rather than fully committing money to educational expenses...