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News, ideas, and analysis from J-PAL staff and affiliated professors. Subscribe to our newsletter to receive monthly email updates.

A woman pays mechanic through a mobile phone transfer

Overcoming under-subscription of welfare programs: Digital solutions to low take-up

Welfare programs are in developing countries can have low coverage as a result of low take-up. One barrier to take up may be the perceived lack of IDs. We explore if digital IDs and payments offer a possible solution.
Four women group around a counter at a small shop. One woman is performing a transaction on a digital card reader.

Improving women’s digital literacy as an avenue for financial inclusion

To ensure Indonesia continues to experience gender-equitable growth, efforts geared towards financial inclusion must take into consideration women’s needs, in particular among poor and digitally illiterate populations. How can insights from Indonesia’s past financial inclusion experiences inform...
Four women group around a counter at a small shop. One woman is performing a transaction on a digital card reader.

Meningkatkan kemampuan digital perempuan untuk inklusi keuangan

Agar pertumbuhan setara gender terus berlanjut, upaya inklusi keuangan di Indonesia harus memenuhi kebutuhan perempuan, terutama kelompok berpendapatan rendah dan kemampuan digital yang terbatas. Bagaimana wawasan dari pengalaman inklusi keuangan Indonesia dapat menginformasikan kebijakan untuk...
A person wearing a mask peddles a bike through an outdoor market.

Strengthening Indonesia’s social protection in the COVID-19 era: Strategy and lessons from evidence

Indonesia has massively expanded its social assistance programs to respond to the crisis. How can we strengthen existing institutions as a backbone to provide assistance to the crisis? As a commitment to supporting the Indonesian government in mitigating the economic impact of COVID-19, J-PAL...
A person manages book of mobile cash transfers

Incentivizing public sector employees: The role of digital technology in enhancing the carrot and the stick

Employee effectiveness is a key driver of productivity and economic development in the public sector. But how does one motivate public sector employees to perform and deliver services? Understanding what drives these employees to work hard, and how different (dis)incentives can energize (or reduce)...
Chris Knittel lectures in front of a blackboard.

Affiliate Spotlight: Christopher Knittel on researching firm and consumer responses to environment and energy policies

Christopher Knittel is the George P. Shultz Professor and a professor of applied economics at the MIT Sloan School of Management. In this J-PAL affiliate spotlight, Chris sheds light on the research questions he’s pursuing to inform policies on greenhouse gas emissions and carbon co-pollution...
A women wearing a face mask sits outside with two children, also wearing face masks.

Motivating new education research and scale for COVID-19 recovery

J-PAL is launching a one-time Education Research and Scale for COVID-19 Recovery innovation competition to fund randomized evaluations and scale-ups of strategies to improve access, quality, equity, and relevance of pre-primary, primary, and post-primary education in response to the ongoing COVID...
A close-up picture of two hands operating a card reader

Key issues and challenges for advancing inclusive digital financial services in Indonesia

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How can technological innovations in digital finance help accelerate progress? This blog recaps an October webinar hosted by J-PAL SEA's Inclusive Financial Innovation Initiative (IFII), which provided an overview of the financial inclusion and digital finance services sector in Indonesia and...