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Group Lending versus Individual Lending in Mongolia

Britta Augsburg
Emla Fitzsimons
Ralph De Haas
Heike Harmgart
Researchers compared the impacts of providing group- or individual-liability loans to women in rural Mongolia. Access to group loans increased business ownership and food consumption among poor women, while individual loans had no effect on these outcomes.

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Training Informal Healthcare Providers to Improve the Quality of Care in India

Informal healthcare workers with little to no training provide more than 70 percent of all primary care in rural India. In this study, researchers evaluated the impact of a nine-month training...

Free versus Paid Distribution of Health Products in Uganda

In northern Uganda, researchers found that free distribution of three health products led to lower demand for the same products when they were later offered for sale, highlighting the importance of product characteristics in determining pricing policy.