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Cash & Stash: Encouraging Saving at a Check Casher in the United States

Many financial products such as 401k plans have been designed to help US consumers overcome limited self-control and limited attention in order to reach their savings goals. However, reaching low-income consumers with such behaviorally-designed financial products can be difficult. In the Bronx, NY...

Text message reminders decreased failure to appear in court in New York City

Researchers partnered with policymakers in New York City to evaluate the impacts of a redesigned court summons form and text message reminders on failure to appear (FTA) in court. A randomized evaluation found that text message reminders were able to reduce FTA by up to 26 percent, translating to 3...

The Impact of Individualized, Holistic Case Management on Economic Stability for Individuals Experiencing Poverty in the United States

Researchers evaluated the impact of Padua, a holistic, individualized, wrap-around support program for individuals who have recently experienced a negative economic shock. Exploratory analyses suggest that Padua impacted housing and employment outcomes specific to participants’ individual needs.

The Role of Conditional Cash Transfers in Mitigating Income Shocks in Mexico

In rural Mexico, researchers examined whether conditional cash transfers (CCTs) protect families against income shocks and promote investment in children's education.

Providing Information on the EITC to Increase Amounts Received in the United States

Researchers sought to determine whether providing information on the EITC could increase the amount individuals received by randomizing the information professional tax preparers supplied. They found that providing more information did not increase EITC transfers or annual earnings overall.

The Lightbulb Paradox: Consumer Behavior and Public Policy in the U.S. Electricity Market

Energy-efficient technologies, such as compact fluorescent lightbulbs (CFLs), have the potential to save consumers money, but their adoption remains low. Researchers evaluated the impact of information and price on demand for CFLs in two contexts: an online survey platform and a typical retail...

Graduating Low-Income Households in Honduras

Bram Thuysbaert
To test this theory, researchers in six countries evaluated a multi-faceted approach aimed at improving long term income of low-income households. They found that the approach had long-lasting economic and self-employment impacts and that the long-run benefits, measured in terms of household...