News

Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

Researchers are testing the impact of increased teacher-parent communication via SMS messaging on parents’ involvement and youths’ education outcomes.

Researchers partnered with a large Indonesian Islamic bank to evaluate the impact of sending moral appeals in reminder text messages to late-paying credit card holders. Messages stating that non-repayment of debts by someone who is able to repay is an injustice increased the number of clients...

Researchers partnered with a water company in Zambia to evaluate whether improved information and incentives can help households manage their water usage. They found that targeting incentives to higher household water consumers might be an effective way to reduce water consumption.