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Parcourez les articles de presse, médias en ligne, blogs, podcasts et vidéos sur notre travail et la recherche de nos affiliés, ainsi que nos communiqués et lettres d'information, par année. Nous invitons les médias à nous contacter par courriel

Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...

The Use of Self-Help Groups as a Savings Commitment Device in Chile

Felipe Kast
Stephan Meier
Researchers in Chile compared the effects of self-help peer groups and text-message feedback on entrepreneurs’ ability to make regular deposits into a savings account. Receiving feedback by text message increased savings by almost as much as being a member of a self-help group, suggesting that the...

Getting Out the Vote in Local Elections in the United States

David W. Nickerson
Researchers examined the impact of door-to-door canvassing on voter turnout in the 2001 local elections in six US cities. The results indicate that voters who were contacted by canvassers were significantly more likely to vote in a wide variety of settings.

Changing Financial Incentives for Medicare Providers to Encourage Home Dialysis in the United States

Liran Einav
Yunan Ji
Researchers analyzed the impact of a new reimbursement model to incentivize end-stage kidney disease providers and facilities to provide home dialysis on home dialysis rates. During the first year of the study, there was no statistically significant difference in home dialysis rates between hospital...

The Impact of Free Tuition Program Design on College Applications and Enrollment in the United States

Elizabeth Burland
Katherine Michelmore
Stephanie Owen
Shwetha Raghuraman
Researchers investigated how two different free tuition programs for low-income students affected application and enrollment to the University of Michigan. An unconditional offer substantially increased application and enrollment while a conditional offer had a much smaller effect on applications...

Mobile Money and Agricultural Investment in Mozambique

Researchers conducted a randomized evaluation to test the impact of offering interest-paying mobile money saving accounts to farmers, and in some cases farmers’ friends, on their financial behavior such as agricultural investment. Providing farmers access to interest-bearing mobile savings accounts...

Research and Impacts of Digital Financial Services

A new paper describes recent evidence on what works for financial inclusion and identifies products and innovations that address key financial market failures facing poor households. Written by J-PAL affiliates Dean Karlan, Rohini Pande, Tavneet Suri, Jonathan Zinman, and co-authors, this paper also...