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400 Percent APR: Is That Good?

Interest Rate Sensitivity Among Village Banking Clients in Mexico

Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico. Lower interest rates led to an increase in the number of loans issued, loan amounts, and new borrowers but did not increase profits in the short...

The Impact of Conditional Cash Transfers on Child Labor Allocation in Nicaragua

Ximena Del Carpio
Renos Vakis
In Nicaragua, researchers analyzed the impact of a conditional cash transfer program on the distribution of child labor within households. In households that randomly received a conditional cash transfer, older boys and boys who were behind in school spent significantly less time working each week...

Does Campaign Spending Work in the United States?

In partnership with candidates, researcher Alan Gerber conducted five randomized evaluations in two states to measure the effect of campaign mailings on vote shares. The results suggest that incumbent spending has a negligible effect on vote share, whereas challenger spending was effective.