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Men and women sit in Malawi village

Insurance, Credit and Technology Adoption in Malawi

Xavier Giné
Dean Yang
In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.
A man is looking out over the land in Kenya.

Nudging Farmers to Use Fertilizer: Experimental Evidence from Kenya

Esther Duflo
Michael Kremer
Jonathan Robinson