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Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

The Impact of Credit-Scoring on Small and Medium Enterprise (SME) Lending and Performance in the Philippines

Researchers are working with a large bank in the Philippines, using random assignment to offer loans to SME applicants who fall just below the threshold to be automatically approved for a loan. Comparing firms that received the loans to a similar group that did not will allow for a better...

The Value of Communication for Mental Health in Ghana

Re searchers used a randomized evaluation to measure the impact of providing mobile calling credits to low-income adults on well-being outcomes in Ghana. Overall, the mobile credit intervention increased the ability for individuals to meet unexpected communication needs, particularly when delivered...

Maternal Literacy and Participation Programs for Child Learning in India

Researcher evaluated whether mothers’ literacy classes and home-learning participation trainings could improve children’s learning outcomes. The interventions had small positive impacts on mother and child learning levels.

Prompting Microfinance Borrowers to Save in Guatemala

Researchers partnered with the largest public bank in Guatemala to measure the impact of light-touch financial products, such as reminders and suggested ‘default’ savings contribution levels, on the savings behavior of microfinance borrowers. Clients who were prompted to save through default...

The Impact of Quality Upgrading and Market Access on Farmers’ Productivity and Profits in Uganda

Selene Ghisolfi
Frances Nsonzi
In western Uganda, researchers conducted a series of randomized evaluations that assessed the impact of introducing a combination of post-harvest services, training on agricultural best practices, and access to a market for high-quality maize on farmers’ productivity and profits. Researchers found...

Do Phone Calls Increase Voter Turnout in the United States?

Researchers measured the impact of receiving phone calls on registered voters’ likelihood of voting in general elections in the United States. The study found that non-partisan, get-out-the-vote (GOTV) phone calls had no effect on voter turnout.