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Displaying 97-104 of 1289

Using Microcredit and Family Planning Services to Increase Contraceptive Use in Ethiopia

Jaikishan Desai
In Ethiopia, researchers tested whether linking microcredit and family planning services could increase contraceptive use more than either program in isolation. Neither the linked program nor the isolated programs had any detectable impact on contraceptive awareness, use, or intention to use.

Microfinance to Increase Social Capital and Female Empowerment in India

Benjamin Feigenberg
Shayak Sarkar
In India, researchers randomly assigned microfinance clients to monthly or weekly meeting schedules to test whether more frequent meetings could build social capital. They found that weekly meetings lead to higher levels of social interaction that continued beyond the initial loan cycle, which...

The Use of Nonbinding Contribution Suggestions for a Charitable Fundraising Scheme in Germany

Maja Adena
Steffen Huck
Researchers randomized the suggested contribution in a fundraising appeal sent to patrons of the Bavaria State Opera (Germany). They found that the suggestions increased the average donation while decreasing the participation rate, resulting in no significant change in the average return per mailing...

Providing Information on the EITC to Increase Amounts Received in the United States

Researchers sought to determine whether providing information on the EITC could increase the amount individuals received by randomizing the information professional tax preparers supplied. They found that providing more information did not increase EITC transfers or annual earnings overall.

The Economic, Health, and Psychological Effects of Health Insurance and Unconditional Cash Transfers in Kenya

Justin Abraham
Matthieu Chemin
Chaning Jang
Researchers evaluated the effects of a free health insurance policy and UCTs of the same value on the economic, health, and psychological outcomes of informal workers in Kenya. Participants who received health insurance self-reported reduced stress and had lower cortisol levels; UCTs led to fewer...

Expanding Financial Access Via Credit Cards: Evidence from Mexico

Sara G. Castellanos
Diego J. Jiménez Hernández
Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

Peer Effects and Financial Decisionmaking in Brazil

Florian Ederer
Noam Yuchtman
Researchers tested the independent impact of two channels, social learning (when someone purchases an asset after a peer expresses a desire to purchase the same asset) and social utility (when someone feels he can gain more from an asset because his peer owns it), on financial decisions in Brazil...

The Effect of Social Pressure on Individuals' Financial Decisions in Central Malawi

Researchers evaluated the effect of social pressure to share income on farmers’ spending decisions by varying whether income from large cash prizes was received in a public or private setting. Receiving prize money in a public setting induced individuals to spend one-third more of their money in the...